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Home Sale Calculator

Estimate Your Net Proceeds.

Every rate below is editable — nothing is assumed behind the scenes. Adjust them to your situation and the number updates as you type.

Listing-side commission2.5% of sale price– $43,063
Buyer-agent contributionnegotiated — not assumed
Title, escrow & recording0.6% — get a real quote– $10,335
Prorated property taxesArizona taxes are paid in arrears
Repairs & buyer concessionsthe most variable line
Other (HOA transfer, staging, misc.)
Total selling costs$53,398
Estimated net proceeds$1,669,1213.1% of the sale price goes to costs

An estimate, not a quote. Title, escrow, and prorated taxes vary by provider and closing date, and repairs are negotiated after inspection. For a written net sheet at several price points, ask — no listing agreement required.

Get a Written Net Sheet

Home Sale Calculator

Seller Tool — Home Sale CalculatorBy Anne Sostman | The Brokery | License SA718853000

Home Sale
Calculator.

Estimate Your Net Proceeds · Scottsdale · Paradise Valley · Arcadia

The sale price is not what you walk away with. Commissions, closing costs, title fees, prorated taxes, and any repair credits reduce the number. Use the calculator below to estimate your net proceeds — the amount you actually receive after all selling costs are paid. For a precise calculation specific to your property, request a complimentary CMA that includes a detailed net proceeds analysis.

“The question is not what your home will sell for. The question is what you will walk away with after all costs are paid. The net proceeds number is the only number that matters — and it is the number most sellers do not calculate until too late in the process.”
— Anne Sostman
7–9%
Typical total selling costs as % of sale price
5–6%
Agent commissions (negotiable, split between agents)
$2K–$4K
Title and escrow fees in Arizona
CMA
Precise net proceeds analysis available

Old Town Specialist

South Scottsdale Specialist

Paradise Valley Specialist

Private Client Network

Selling At Your Standard.

What You Need to Know

The Costs of Selling in Scottsdale.

Selling costs in Scottsdale typically total 7% to 9% of the sale price. On a $1M home, that is approximately $70K to $90K that comes out of your proceeds before you receive your check. On a $2.5M home, total costs can reach $175K to $225K. Understanding these costs before you list — not after you are under contract — is what separates a planned outcome from a surprise.

The calculator below provides an estimate. For a precise net proceeds analysis based on your specific property, your remaining mortgage balance, and the current market valuation, request a complimentary CMA. The CMA includes a detailed cost breakdown specific to your situation.

Schedule a Consultation

Agent Commissions
Typically 5% to 6% of the sale price, split between the listing agent and the buyer’s agent. This is the largest single cost. Commission structures are negotiable and should be discussed during your listing consultation.
Title, Escrow & Fees
Title insurance ($1,500 to $3,500), escrow fee ($1,000 to $2,000), recording fees, prorated property taxes, and HOA transfer fees ($400 to $1,500 if applicable). Total: approximately $3K to $7K depending on price and HOA status.
Repair Credits & Concessions
Negotiated during the inspection period. Can range from $0 (as-is sale or waived inspection) to $10K+ depending on findings. Sellers who complete a pre-listing inspection and address issues proactively minimize this cost.



Calculator

Estimate Your Net Proceeds.

Enter your sale price, remaining mortgage, and estimated costs to calculate your net proceeds. For a precise analysis, request a CMA.

By Price Tier

What Selling Costs Look Like at Your Price.

$500K Sale
~$35K–$45K
Total estimated costs
$1M Sale
~$70K–$90K
Total estimated costs
$2.5M Sale
~$175K–$225K
Total estimated costs
$5M Sale
~$350K–$450K
Total estimated costs

Take the Next Step

Want the Precise Number?
A CMA includes a detailed net proceeds analysis specific to your property.

The calculator provides an estimate. A Comparative Market Analysis provides the precise sale price recommendation based on comparable data, plus a detailed cost breakdown specific to your mortgage balance, your HOA status, your tax pro-ration, and any anticipated repair credits. Complimentary and confidential.

Representing buyers and sellers across Old Town & South Scottsdale communities  ·  480.999.9945

Frequently Asked Questions

Selling Costs FAQ.

How much does it cost to sell?
Total costs typically 7–9% of sale price. Includes commissions (5–6%), title/escrow ($2K–$4K), taxes, HOA fees, and any negotiated repair credits.
What are Arizona closing costs?
Title insurance ($1.5K–$3.5K), escrow ($1K–$2K), recording fees, prorated taxes, HOA transfer ($400–$1,500 if applicable), and optional home warranty ($500–$700).
How much are commissions?
Typically 5–6% of sale price, split between listing and buyer agents. Negotiable. The largest single selling cost. Discuss structure during your listing consultation.
Do I pay capital gains tax?
Primary residence (2+ of last 5 years): up to $250K/$500K exclusion. Arizona has no separate capital gains tax — standard 2.5% flat income tax applies. Consult your CPA.
What are net proceeds?
Sale price minus mortgage payoff, commissions, closing costs, and repair credits. The amount you actually receive. The calculator estimates this. A CMA provides the precise number.
Can I reduce my selling costs?
Pre-listing inspection reduces repair credits. Correct pricing eliminates price reductions and carrying costs. The PCN provides an off-market option that may reduce marketing costs.

Common Questions

Questions Sellers Ask Most.

How much does it cost to sell a home in Scottsdale?
Total selling costs in Scottsdale typically range from 7% to 9% of the sale price. This includes agent commissions (typically 5% to 6% split between listing and buyer agents), title and escrow fees ($2,000 to $4,000), recording fees, prorated property taxes, HOA transfer fees if applicable, and any seller concessions or repair credits negotiated during the transaction. On a $1M sale, expect approximately $70K to $90K in total selling costs.
What are closing costs for sellers in Arizona?
Arizona seller closing costs beyond commissions typically include: title insurance policy ($1,500 to $3,500 depending on sale price), escrow fee ($1,000 to $2,000), recording and transfer fees, prorated property taxes through the closing date, HOA transfer and disclosure fees ($400 to $1,500 if applicable), home warranty if offered to buyer ($500 to $700), and any repair credits negotiated during the inspection period.
What is the net proceeds from selling a home?
Net proceeds are what you walk away with after all costs are paid: the sale price minus the remaining mortgage balance, agent commissions, closing costs, repair credits, and any other transaction expenses. The home sale calculator above estimates this number based on your inputs. For a precise calculation specific to your property, request a CMA consultation.
How much are real estate commissions in Scottsdale?
Real estate commissions in Scottsdale are negotiable and typically range from 5% to 6% of the sale price, split between the listing agent and the buyer's agent. Commission structures may vary based on the property price, the marketing plan, and the level of service. Discuss the specific commission structure during your listing consultation.
Do I pay capital gains tax when I sell my Scottsdale home?
If the property has been your primary residence for at least 2 of the last 5 years, you may exclude up to $250,000 in capital gains ($500,000 for married couples filing jointly) from federal taxes. Arizona does not impose a separate state capital gains tax beyond the standard 2.5% flat income tax. Consult your CPA for your specific tax situation.

Work With Anne

Ready for the Precise Net Proceeds Number?

A CMA provides the data-driven sale price recommendation and a detailed net proceeds analysis specific to your property, your mortgage, and your situation. Complimentary and confidential.

Schedule directly below

Or call directly

480.999.9945

What Is Your Home Worth?

Get an Instant Home Value Estimate.

Enter your address below for a preliminary estimate based on recent comparable sales in your neighborhood. This is a starting point — not a substitute for the property-specific Comparative Market Analysis that accounts for your home’s condition, upgrades, lot position, and current competitive set.

For a defensible pricing opinion calibrated to your submarket, the next step is a private consultation.

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Estimates are based on recent MLS data  ·  A private CMA provides the full picture

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A quick call to talk through your home, your timing, and what your numbers really look like — no pressure, no obligation.