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Scottsdale Home Sale Calculator | Estimate Your Net Proceeds


Seller Tool — Home Sale CalculatorBy Anne Sostman | The Scottsdale Agent | License SA718853000

Home Sale
Calculator.

Estimate Your Net Proceeds · Scottsdale · Paradise Valley · Arcadia

The sale price is not what you walk away with. Commissions, closing costs, title fees, prorated taxes, and any repair credits reduce the number. Use the calculator below to estimate your net proceeds — the amount you actually receive after all selling costs are paid. For a precise calculation specific to your property, request a complimentary CMA that includes a detailed net proceeds analysis.

“The question is not what your home will sell for. The question is what you will walk away with after all costs are paid. The net proceeds number is the only number that matters — and it is the number most sellers do not calculate until too late in the process.”
— Anne Sostman, The Scottsdale Agent

 

7–9%
Typical total selling costs as % of sale price
5–6%
Agent commissions (negotiable, split between agents)
$2K–$4K
Title and escrow fees in Arizona
CMA
Precise net proceeds analysis available

Old Town Specialist

South Scottsdale Specialist

Paradise Valley Specialist

Private Client Network

Selling Scottsdale. At Your Standard.

What You Need to Know

The Costs of Selling in Scottsdale.

Selling costs in Scottsdale typically total 7% to 9% of the sale price. On a $1M home, that is approximately $70K to $90K that comes out of your proceeds before you receive your check. On a $2.5M home, total costs can reach $175K to $225K. Understanding these costs before you list — not after you are under contract — is what separates a planned outcome from a surprise.

The calculator below provides an estimate. For a precise net proceeds analysis based on your specific property, your remaining mortgage balance, and the current market valuation, request a complimentary CMA. The CMA includes a detailed cost breakdown specific to your situation.

Request a Complimentary CMA

Agent Commissions
Typically 5% to 6% of the sale price, split between the listing agent and the buyer’s agent. This is the largest single cost. Commission structures are negotiable and should be discussed during your listing consultation.
Title, Escrow & Fees
Title insurance ($1,500 to $3,500), escrow fee ($1,000 to $2,000), recording fees, prorated property taxes, and HOA transfer fees ($400 to $1,500 if applicable). Total: approximately $3K to $7K depending on price and HOA status.
Repair Credits & Concessions
Negotiated during the inspection period. Can range from $0 (as-is sale or waived inspection) to $10K+ depending on findings. Sellers who complete a pre-listing inspection and address issues proactively minimize this cost.



Calculator

Estimate Your Net Proceeds.

Enter your sale price, remaining mortgage, and estimated costs to calculate your net proceeds. For a precise analysis, request a CMA.




By Price Tier

What Selling Costs Look Like at Your Price.

$500K Sale

~$35K–$45K
Total estimated costs
$1M Sale

~$70K–$90K
Total estimated costs
$2.5M Sale

~$175K–$225K
Total estimated costs
$5M Sale

~$350K–$450K
Total estimated costs

Take the Next Step

Want the Precise Number?
A CMA includes a detailed net proceeds analysis specific to your property.

The calculator provides an estimate. A Comparative Market Analysis provides the precise sale price recommendation based on comparable data, plus a detailed cost breakdown specific to your mortgage balance, your HOA status, your tax pro-ration, and any anticipated repair credits. Complimentary and confidential.

Representing buyers and sellers across Old Town & South Scottsdale communities  ·  480.999.9945

Frequently Asked Questions

Selling Costs FAQ.

How much does it cost to sell?
Total costs typically 7–9% of sale price. Includes commissions (5–6%), title/escrow ($2K–$4K), taxes, HOA fees, and any negotiated repair credits.
What are Arizona closing costs?
Title insurance ($1.5K–$3.5K), escrow ($1K–$2K), recording fees, prorated taxes, HOA transfer ($400–$1,500 if applicable), and optional home warranty ($500–$700).
How much are commissions?
Typically 5–6% of sale price, split between listing and buyer agents. Negotiable. The largest single selling cost. Discuss structure during your listing consultation.
Do I pay capital gains tax?
Primary residence (2+ of last 5 years): up to $250K/$500K exclusion. Arizona has no separate capital gains tax — standard 2.5% flat income tax applies. Consult your CPA.
What are net proceeds?
Sale price minus mortgage payoff, commissions, closing costs, and repair credits. The amount you actually receive. The calculator estimates this. A CMA provides the precise number.
Can I reduce my selling costs?
Pre-listing inspection reduces repair credits. Correct pricing eliminates price reductions and carrying costs. The PCN provides an off-market option that may reduce marketing costs.

Work With Anne

Ready for the Precise Net Proceeds Number?

A CMA provides the data-driven sale price recommendation and a detailed net proceeds analysis specific to your property, your mortgage, and your situation. Complimentary and confidential.

Schedule directly below

Book Your Consultation

15 minutes. No obligation. Completely confidential.

Or call directly

480.999.9945