Seller Tool — Home Sale CalculatorBy Anne Sostman | The Scottsdale Agent | License SA718853000
Home Sale
Calculator.
Estimate Your Net Proceeds · Scottsdale · Paradise Valley · Arcadia
The sale price is not what you walk away with. Commissions, closing costs, title fees, prorated taxes, and any repair credits reduce the number. Use the calculator below to estimate your net proceeds — the amount you actually receive after all selling costs are paid. For a precise calculation specific to your property, request a complimentary CMA that includes a detailed net proceeds analysis.
— Anne Sostman, The Scottsdale Agent
Old Town Specialist
South Scottsdale Specialist
Paradise Valley Specialist
Private Client Network
Selling Scottsdale. At Your Standard.
What You Need to Know
The Costs of Selling in Scottsdale.
Selling costs in Scottsdale typically total 7% to 9% of the sale price. On a $1M home, that is approximately $70K to $90K that comes out of your proceeds before you receive your check. On a $2.5M home, total costs can reach $175K to $225K. Understanding these costs before you list — not after you are under contract — is what separates a planned outcome from a surprise.
The calculator below provides an estimate. For a precise net proceeds analysis based on your specific property, your remaining mortgage balance, and the current market valuation, request a complimentary CMA. The CMA includes a detailed cost breakdown specific to your situation.
Calculator
Estimate Your Net Proceeds.
Enter your sale price, remaining mortgage, and estimated costs to calculate your net proceeds. For a precise analysis, request a CMA.
By Price Tier
What Selling Costs Look Like at Your Price.
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$500K Sale
~$35K–$45K
Total estimated costs
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$1M Sale
~$70K–$90K
Total estimated costs
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$2.5M Sale
~$175K–$225K
Total estimated costs
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$5M Sale
~$350K–$450K
Total estimated costs
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Take the Next Step
The calculator provides an estimate. A Comparative Market Analysis provides the precise sale price recommendation based on comparable data, plus a detailed cost breakdown specific to your mortgage balance, your HOA status, your tax pro-ration, and any anticipated repair credits. Complimentary and confidential.
Frequently Asked Questions
Selling Costs FAQ.
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How much does it cost to sell?
Total costs typically 7–9% of sale price. Includes commissions (5–6%), title/escrow ($2K–$4K), taxes, HOA fees, and any negotiated repair credits.
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What are Arizona closing costs?
Title insurance ($1.5K–$3.5K), escrow ($1K–$2K), recording fees, prorated taxes, HOA transfer ($400–$1,500 if applicable), and optional home warranty ($500–$700).
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How much are commissions?
Typically 5–6% of sale price, split between listing and buyer agents. Negotiable. The largest single selling cost. Discuss structure during your listing consultation.
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Do I pay capital gains tax?
Primary residence (2+ of last 5 years): up to $250K/$500K exclusion. Arizona has no separate capital gains tax — standard 2.5% flat income tax applies. Consult your CPA.
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What are net proceeds?
Sale price minus mortgage payoff, commissions, closing costs, and repair credits. The amount you actually receive. The calculator estimates this. A CMA provides the precise number.
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Can I reduce my selling costs?
Pre-listing inspection reduces repair credits. Correct pricing eliminates price reductions and carrying costs. The PCN provides an off-market option that may reduce marketing costs.
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Work With Anne
Ready for the Precise Net Proceeds Number?
A CMA provides the data-driven sale price recommendation and a detailed net proceeds analysis specific to your property, your mortgage, and your situation. Complimentary and confidential.
Schedule directly below
Book Your Consultation
15 minutes. No obligation. Completely confidential.
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